Sustainable Impact
Sustainable strategy
Reporting

How we make a positive impact

Our products touch the lives of 47 million customers. We have over 50,000 employees, across 13 countries.

The lens of sustainability helps us make choices that have a positive impact on a wide range of societal challenges - from health and ageing to mobility and climate change.

photography of people walking in a large alley
Hans De Cuyper, CEO Ageas

People make the difference in our world, and our success reflects the hard work and the diversity of 50,000 committed and talented employees

– Hans De Cuyper, CEO Ageas
Sustainability News

We value transparency

We value transparency, high standards of governance and adhere to a range of reporting standards and frameworks.

Elevate27 – sustainability at the core

Impact24, our company-wide strategy launched in 2021, commits us to building a sustainable, responsible business that creates value for all our stakeholders.

Elevate27, our corporate strategy for 2025-2027, continues our commitment to building a sustainable and responsible business that creates value for all our stakeholders. To achieve this ambition, we have developed a comprehensive plan structured around four impact areas:

25% of our insurance premiums (GWP) will come from products that stimulate the transition to a more sustainable world by 2024.

Our customers: Product innovation

Our products can incentivise more sustainable behaviour among customers. We can help make low energy home improvements affordable; we can encourage less driving; and we can incentivise people to make healthier lifestyle choices.

By 2024, 25% of our insurance premiums (GWP) will come from products that stimulate the transition to a more sustainable world.

100% of our products will be reviewed for transparency by 2024 at the latest - making the benefits of insurance more accessible for more people.

Investments that will make a positive contribution to the transition to a more sustainable world BY 2024.

Our investments: Sustainable investments

From green infrastructure and carbon-neutral buildings to public-private partnerships and ESG-focussed portfolios, the way we invest can drive positive social and environmental impact.

We’re directing EUR 10 billion by 2024 towards investments that will positively contribute to the transition to a more sustainable world.

By 2024, ESG considerations will be integrated into 100% of our investment decisions.

We’re working towards a 50-50 male-female succession pipeline in our top 800 management.

Our people; Great place to grow

Our people are essential to put sustainability at the heart of everything we do. We’re leveraging the skills and passion of all our people to drive positive impact at scale.

We’re working towards a 50-50 male-female succession pipeline in our top 800 management.

Our aim is to be ranked in the top quartile for equal participation of women at decision-making level.

We’re on track to become carbon-neutral in our own operations by 2024.

Our planet; GHG emission reduction

Although Ageas is not a big emitter, we must lead by example. We’re moving at speed towards becoming carbon neutral in our own operations (scope 1 & 2) and in our investments.

We’re on track to become carbon-neutral in our own operations by 2024.

By 2050 - at the latest - our investment portfolio will have net zero carbon emissions.

Making it happen

Of course, ambition means nothing without action.

We have established a Steering Committee to drive the sustainability strategy across the business. This committee is chaired by our CEO, Hans de Cuyper, with participants including our Chief Development and Sustainability Officer, Chief Investment Officer and Managing Director Asia, Filip Coremans and Managing Director Europe, Antonio Cano.

Our operating companies are putting our strategy into motion. They are creating products that accelerate the transition to a more sustainable world and are actively engaged in social impact and community initiatives.

We value transparency, high standards of governance and adhere to a range of reporting standards and frameworks.

As a "Supporter of your life" Ageas seeks to create value for all its stakeholders: customers, employees, partners, investors and society at large. On this page you can find our reports and policies that will provide the relevant information on Ageas' efforts to meeting financial and non-financial expectations of all stakeholders.

Policies and guidelines

Environmental, Social and Governance (ESG) factors are increasingly becoming a central strategic focus for both corporates and investors. Our approach on specific aspects can be found in our policies and frameworks below.

Policies

AG Real Estate Sustainable Development Policy
AML-CTF
Anti-Bribery and Corruption - Our Approach
Code of Conduct
Code of Conduct for Suppliers
Complaints Handling
Conflict of Interest
Corporate Citizenship
Corporate Tax
Diversity Equity and Inclusion
Environment - supporting activities
Great Place To Grow
Human rights
Information Security
Integrity
Lobbying & Memberships
Outsourcing
Personal Data Management
Procurement
Product Approval - Our Approach 2021
Responsible communications
Responsible Investment Framework
Speak Up
Sustainability Steerco charter
Treating Customers Fairly
Underwriting - Our Approach 2018
Whistleblowing